Trying to sell an old or pre-1976 mobile home and getting told no? Banks won’t finance it and many buyers won’t touch it. We still buy older mobile homes for cash, as-is, in parks and on land.
Mobile homes built before June 15, 1976 predate the federal HUD Code for manufactured housing. That date matters because many lenders, insurers and parks treat pre-HUD homes differently. Homes from the late 1970s and 1980s face some of the same challenges, simply because of age.
Why older homes are harder to sell
- Financing: most lenders won’t finance pre-HUD homes, and many won’t finance older HUD-code homes either, so buyers need cash.
- Parks: some parks don’t accept older homes moving in, and some require them to leave when they’re sold.
- Insurance: older homes can be harder or more expensive to insure.
- Condition: aluminum wiring in some homes from certain eras, original windows and roofs, and floor problems are common.
What we can do
- Buy it as-is, without inspections or repairs from you.
- Keep it in the park if the park allows, or move or remove it if it doesn’t.
- On land, value the home and land together, including cases where the land is worth more than the home.
Is an older home worth anything?
It depends on condition, location and whether it can stay where it is. A well-kept older single-wide in a park that allows it to stay can have real value. A worn-out home that has to be hauled away may have little. We’ll be honest about which yours is, and why.
See: how pricing compares across your selling options and home needs to be moved.